In Umico you will find a convenient catalog of companies and stores in 10 categories a bonus e-card for bargains and much more useful things.
Umico covers all areas of you need
Choose partners from Umico catalog
Decide what you want to buy and Umico will select places with the best purchase conditions where it is convenient for you. If you are in a hurry choose companies and stores closest to you. If you are planning an expensive purchase choose partners with the maximum cashback. Umico will tell you the conditions of purchase the exact address mode of operation the website and other contacts of the company you interested in.
Show your Umico card before you pay
Shop at Umico partners and earn bonuses. To do this before making a purchase show your Umico bonus e-card at the checkout.

Get bonuses to your bonus account
The cashier counts the barcode from your card and you will receive bonuses to your bonus account. In the Umico application there is a special section where you will see all the bonuses accrued and written off for purchases and activity in the application.

Pay with bonuses for new purchases
Accrued bonuses can be spent for new purchases at Umico partners at the rate of 1 bonus = 1 monetary unit (1 AZN - for Azerbaijan).